• Data Collection
  • Driving Score
  • Insurance

Our mobile app, using smartphone sensors (GPS, accelerometer, and gyroscope) and telematics systems, collects data on key driving behaviour, such as:

  • Speed
  • Braking Acceleration
  • Cornering
  • Adherence to traffic rules

This data is collected continuously in real-time, whether you’re driving in the city or on highways, and processed to build an accurate profile of your driving style.

The driving behavior data is processed instantly using machine learning algorithms and our advanced analytics platform. The result is a driving score, which:

  • Reflects how safely you drive, considering different road conditions, traffic, weather, and time of day.
  • Adjusts on daily basis as your habits improve or change.
  • Is based on actual behaviour, not assumptions, making it more accurate than traditional risk assessments.

Once your driving score is calculated, it’s used to generate personalised insurance offers from participating insurance companies. Here’s what happens next:

  • Private Drivers: You receive tailored insurance quotes based on your driving score. You can compare offers and choose the one that suits you best. If you’re not interested, your personal and vehicle details remain private.
  • Fleet Managers: For commercial fleets, the aggregate driving scores of your drivers allow for customized insurance packages, helping you save on premiums while encouraging safer driving within your fleet.

Continuous Feedback and Improvement

U-sta isn’t just about getting you the best insurance deals; we’re here to help you become a better driver:

  • The app provides fast feedback on your driving habits, offering tips on how to improve safety.
  • You can track your progress, compare your performance with local peers, and continuously work towards safer driving.
  • By improving your driving score, you can unlock even better insurance offers and reduce costs.

Fair, Personalised Insurance for Every Driver

With U-sta, both private drivers and fleet managers can benefit from fair insurance premiums that reflect their actual driving behavior. No more paying for others’ mistakes—just drive safer and save more with U-sta.